Declare Your Independence

American House Affordable Retirement Living

With a combination of everyday affordable pricing, special discount programs, and available government financing options, American House provides superior senior living at a better value. Senior living financing options can be complex and confusing, so we invite you to contact the Executive Director at the location(s) you’re interested in; these knowledgeable, caring professionals can help you understand and evaluate your family’s best affordability opportunities and choices.


In the meantime, here is a brief overview of some of the special affordability programs for which you may be eligible at an American House Senior Living location:


Programs for veterans are sponsored by the federal Veterans Administration, and provide compensation benefits and pension-related options to eligible United States veterans. You can visit or call 1-800-827-1000 for overall information, and talk to an American House Executive Director to better evaluate how Veterans programs can apply to your American House community costs. Read more about American House Veteran Services.

Shared Housing

At most American House locations two single adults can share a double companionship suite to reduce the overall costs to each individual; this can be an extremely affordable senior living option. Please contact an American House Executive Director at the location(s) of your choice for more information.

Section 8

This federally funded HUD program has federal income guidelines, and provides eligible recipients monthly financial assistance with a portion of their rent. This portable rent subsidy is offered through the Michigan State Housing Development Authority (MSHDA) office or a local housing commission. Availability of this program may vary; in addition to speaking with an American House Executive Director, you can visit or call your local MSHDA office for more information or to apply.

Tax Credit

The Low Income Housing Tax Credit (LIHTC) program offers reduced rental rates (a rent subsidy) for income-qualified residents. A certain number of units in several of our American House locations are designated for the low income housing tax credit with rental rates at nearly half the market rate. These units are typically all full, but please call American House for more information. The following American House locations offer these units:

Hazel Park     Lakeside     Milford North     Oakland Riverview     Southland     Troy

Low Income Housing Options

The MI Choice (Medicaid) Waiver Program is state funded, and eligibility is based on meeting medical and financial criteria (such as monthly income and total assets limits, which can differ for individuals and married couples). Eligible recipients may receive assistance in paying for meals, housekeeping and personal care services. Availability of this program may vary, but for more information you can visit ( for Wayne county residents), or to apply you can contact the Area Agency on Aging 1B at 1-800-803-7174 or the Family Independence Agency in your area. An American House Executive Director can discuss this option with you.

Elderlife Financial Services

An Elderlife Line of Credit* is an easy way to finance senior living, helping your family make the move today while taking the time you need to properly address your loved ones’ financial affairs. Families who need to bridge the time it takes to sell a home, liquidate a portfolio, or receive veteran benefits while a loved one makes the move into our community can benefit from an Elderlife Line of Credit. This program is an easy, fast way to finance senior living with same day decision and funding within 48 hours in most cases. Contact Elderlife Financial Services via phone at 1-(888)-228-4500 or on the web at and let them know you are calling about our community. They will be glad to show you how you can move in today by simply making low, affordable interest-only payments (with principal due at maturity) while you take the time you need to help your loved one with their financial affairs.

*Please Note: The Elderlife Line of Credit is available to anyone seeking financing to pay for senior or assisted living costs, regardless of age and is subject to bank/credit approval. M&I Bank FSB is the Creditor for the Elderlife Line of Credit program. For more details on any of these programs, please contact your local community or call our financial service providers directly and they will be glad to be of assistance. Provider neither endorses nor requires the exclusive use of the above mentioned service providers. Families are encouraged to research all options available to them and to discuss such options with their financial and legal advisors prior to making any decisions.

American House provides superior living at a better value… with affordable pricing and programs.